Primerjalna analiza učinkovitosti zavarovalniškega trga Srbije in držav v regiji z metodo MABAC
DOI:
https://doi.org/10.55707/eb.v12i1.141Ključne besede:
učinkovitost, zavarovalniški trg, mednarodni položaj, metoda MABACPovzetek
Kot je znano, se v zadnjem času vse pogosteje uporablja različne metode večkriterijske analize za čim natančnejšo oceno učinkovitosti finančnih institucij. Ena izmed njih je metoda MABAC (Multi-Attributive Border Approximation Area Comparison). Ob upoštevanju tega v prispevku analiziramo učinkovitost zavarovanja v izbranih državah (Hrvaška in Slovenija) in Srbiji na podlagi te metode za oceno njihovega mednarodnega položaja. Po rezultatih empirične raziskave učinkovitosti zavarovalniških trgov izbranih držav in Srbije po metodi MABAC je najbolje uvrščen zavarovalniški trg Hrvaške. Srbski zavarovalniški trg je na drugem, slovenski pa na tretjem mestu. Po uspešnosti je slabši od hrvaškega zavarovalniškega trga in boljši od slovenskega. Za izboljšanje mednarodnega položaja zavarovalništva v Srbiji v prihodnosti je potrebno razviti zavest o splošnem pomenu zavarovalništva, še posebej življenjskega, saj je na nižji stopnji po razvitosti v primerjavi z državami z razvitim tržnim gospodarstvom, zlasti državami Evropske unije. V tem kontekstu je treba z ustreznimi ukrepi spodbuditi pospešeno rast življenjskih zavarovanj v Srbiji. Klasifikacija JEL: C2, C6, G1, G2, G22.
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