Makroekonomske determinante slabih kreditov v Bosni in Hercegovini
Ključne besede:
slabi krediti, makroekonomski dejavniki, bančni sektorPovzetek
Namen prispevka je opredeliti makroekonomske dejavnike, ki vplivajo na slabo kakovost posojil v bančnem sektorju Bosne in Hercegovine. Avtorici izhajata iz predpostavke, da na kakovost kreditnega portfelja bančnega sektorja vplivajo štirje makroekonomski dejavniki. Uporabljeni so bili letni podatki Centralne banke Bosne in Hercegovine in Statističnega urada Bosne in Hercegovine za obdobje od 2006 do 2018. Rezultati opravljenih analiz (korelacija in regresija) kažejo, da obstaja korelacija med slabimi posojili in stopnjo javnega dolga, medtem ko vpliv stopnje rasti realnega bruto domačega proizvoda in stopnje inflacije, merjene s stopnjo rasti cen življenjskih potrebščin in stopnjo brezposelnosti, ni statistično značilen.
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Avtorske pravice (c) 2022 Zorana Agić, Svetlana Dušanić Gačić
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